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  • Lack of Financial Knowledge: Many Millennials feel underprepared to make smart investment choices due to a lack of financial education. Without the right knowledge, it’s easy to hesitate or miss out on opportunities.

  • Overwhelming Choices: With so many investment options—stocks, real estate, cryptocurrency, and more—it can be hard to know where to begin. This can lead to analysis paralysis, where no decision is made at all.

  • Risk Aversion: Having lived through economic uncertainty, many Millennials are wary of risky investments. While caution is important, too much risk aversion can prevent you from achieving financial growth.

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